Money Management
How to make a personal budget in 6 simple steps [TEMPLATE]
Sep 23, 2025
A personal budget is a plan that outlines how much money an individual earns and how they're spending, saving, or allocating it to meet financial goals. To make a personal budget, start by listing income and expenses, set realistic goals, and choose a budgeting method that aligns with financial priorities and lifestyle.
5 mins readAuthorPayPal Editorial Staff