Business debit card

A debit card with 1% cash back rewards? Absolutely.

This is one extraordinary debit card. It lets you use your PayPal balance¹ to pay in stores and online—all while earning unlimited 1% cash back on eligible purchases.²

A black PayPal business debit card with the PayPal and Mastercard logos

Not your average debit card

Simple to get started and use

There’s no credit check6, hidden fees, or annual fee. Manage your card—including locking or unlocking it—in the PayPal app.

Spend from your PayPal account

Use your PayPal balance wherever Mastercard is accepted.

Cash back—with a debit card!

Earn unlimited 1% cash back on eligible purchases²—paid to you weekly. No minimums or extra steps.

Automatic bonus rebates

Earn bonus rebates automatically at 50,000+ businesses3 with Mastercard Easy SavingsTM when you use the business debit card.

Stay on budget. Pay in person with your PayPal balance. Withdraw cash from ATMs.⁴ Earn cash back plus bonus rebates. Get rewarded for your everyday business spending.

Features that help make your day-to-day business easier

Get up to 4 cards

Let others make purchases for your business. Reduce the need for expense reimbursement and easily track spend on each card.

Withdraw cash from your PayPal balance

Take out cash from your PayPal balance at ATMs⁴ and with purchases at participating retailers⁵ around the world.

Set it and forget it

Use your PayPal business debit card for automatic or recurring payments, while earning cash back on eligible purchases.²

Make payments with Apple Pay

Add your card to your Apple Pay® Wallet for an easy, secure and private way to pay with your PayPal balance on the go.7

Rewards for businesses like yours

Business owners just like you are using the business debit card to get cash back on everyday expenses.

Tanya Jun, the owner of Motorcycle Works, has used her PayPal business debit card to get cash back from day one.

For Linda Lightman, owner of Linda’s Stuff, cash back from her PayPal Business Debit Mastercard means extra money she can use to reinvest in her business.

Frequently asked questions

Debit or credit? Get rewarded by both

The PayPal Business Cashback Mastercard credit card could be the perfect companion to your business debit card. Earn more cash back, increase spending power, and pay for purchases over time.⁶

We support businesses just like yours

Every business needs a reliable partner. From secure payment processing to helpful business insights, we’re here for you.