PayPal Cards and Credit Products

More ways to pay, your way.

Explore more ways to pay by getting to know our cards and PayPal Credit. Conveniently finance with our credit products or access money from your PayPal Balance account with the PayPal Debit Card.

PayPal Credit

Buy now, pay over time

Get No Interest if paid in full in 6 months on every purchase of $99+ everywhere PayPal is accepted.1

It’s in the app

Get the flexibility of managing your PayPal Credit account any time, anywhere.

Millions of online stores

Use PayPal Credit anywhere PayPal is accepted.

Digital credit line

PayPal Credit is a reusable, digital credit line with no annual fee.2

PayPal Cashback Mastercard®

Earn unlimited 3% cash back³ on PayPal purchases and unlimited 2% on all other purchases where Mastercard is accepted.

Redeem rewards without the wait

Cash back is earned daily on completed purchases posted to your account. Redeem it to your PayPal balance4 and spend it however you want.

Enjoy more flexibility

No annual fee5, restrictions, or rotating categories.

Mastercard security

From secure Tap & Go® purchases to 24/7 Identity Theft Protection, you can pay with peace of mind.6

PayPal Debit Card

Shop smarter with a debit card that makes it easier to earn rewards and manage your money.7


Use your PayPal cards in store or online everywhere Mastercard® is accepted.


Get cash globally, plus no-cost withdrawals at 33,000+ US MoneyPass® locations.9

No monthly fee

No minimum balance or credit checks, either.7

PayPal Prepaid Mastercard®

Take charge of your cash flow with the cashless convenience of a secure prepaid card without overdraft fees.10

Frequently asked questions

Join the millions around the world who love PayPal

Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.

Scan the code or enter your number to get the app.

A QR code you can scan with the camera on your phone to download the PayPal app
By clicking Send Link you agree to receive a text message with a link to the PayPal app. Message and data rates may apply.

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