PayPal Debit Card

Shop in store. Get cash back.

The PayPal Debit Card1 lets you spend your PayPal balance anywhere Mastercard is accepted. Plus, earn points redeemable for cash back2 and more on your everyday eligible purchases.

Mobile phone screen showing the blue PayPal debit card, a blue mobile phone in a circle, and text that reads Hold Near Reader

A debit card with cash back

Get cash back

Earn PayPal Rewards points on eligible everyday purchases, and redeem them for cash back and other options.2

Use your balance in more places

Tap or swipe anywhere Mastercard is accepted. Use your physical card. Or add it to your phone’s mobile wallet for touch-free payments.

No monthly fee

No credit check either.1 Start spending as soon as you're approved.

Pay it safe

With your PayPal Debit Card, eligible purchases are protected at no extra cost.4

The everyday card for everyday spending

Spend your

PayPal balance

In-store, online, and in your favorite apps. Use your PayPal Debit Card to instantly spend your available PayPal balance anywhere Mastercard is accepted.

Earn cash back

Check the app before you shop. Save cash back offers for everyday purchases, and apply them when you’re ready to pay.

Plus, you’ll earn PayPal Rewards points you can redeem for cash back (we’ll drop them in your PayPal balance). Or use them at checkout, donate them, and more.2

Do more with the app

The app is your hub. Save cash back offers, check your PayPal balance, add money before shopping, and track your transactions. Plus, redeem your points, lock and unlock your card, and find an ATM.

Go cardless, tap your phone

Add your card to your phone’s mobile wallet. Use it in stores with Apple Pay®, Google Pay, and Samsung Pay. You'll still receive the same rewards and secure purchases from PayPal.

Put money in your

balance. Here’s how

Direct Deposit

Have some or all of your paycheck automatically transferred into your PayPal balance6 up to 2 days early.7

Bank transfer

Add money to your PayPal balance from your bank account. Choose from one-time, recurring, or instant transfers.8

Cash a Check

Use the Cash a Check feature in the PayPal app for a quick mobile check deposit.9

Add cash in store

Use the PayPal Debit Card1 or app to add cash at retailers with 90,000+ locations.10

No monthly fees, no minimum balance fees.

And no credit check with the PayPal Debit Card1

US transaction fees
Withdrawals at MoneyPass ATMs5
Foreign transaction fee
For withdrawals at non-MoneyPass ATMs5

Stay on top of where your money goes.

More about pricing  

What a rewarding

debit card looks like

Save offers

Check the app before you shop. Save your favorite cash back offers. We’ll automatically apply them when you’re ready to pay.

Track activity

Track your spending activity, active offers, and cash back rewards all from the app.

Manage your card

Take charge of your debit card’s cash balance, security, and more under the Manage tab right from your phone.

Security from PayPal and Mastercard®

Benefit from PayPal Purchase Protection on eligible items. With Mastercard’s Zero Liability, built-in chip technology, and temporary card locking capabilities, we’ll help keep you safe.

Frequently asked questions

Trust the way you pay

Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.

Scan the code or enter your number to get the app.

A QR code you can scan with the camera on your phone to download the PayPal app
By clicking Send Link you agree to receive a text message with a link to the PayPal app. Message and data rates may apply.