Time, flexibility, and security are on your side. Buy what you like and break the payments up over weeks or even months.
Divide your purchase into interest-free installments with the power of Pay in 41 or Pay Monthly2.
Shop at some of your favorite brands, and enjoy the peace of mind to pay later.
Choose Pay in 41 and relax knowing it won't impact your credit score.
Enjoy Purchase and Fraud Protection on eligible purchases.3
| Pay in 41 | Pay Monthly2 | |
|---|---|---|
| Purchase Amount | $30 to $1500 | $199 to $10,000 |
| Number of payments | 4 interest-free payments | 6, 12, or 24 payments |
| Time between payments | Bi-weekly (1 down payment & 3 payments) | Monthly |
| APR | 0% | 9.99-35.99%. Rates as low as 4.99% from time to time. |
| Repayment method | Debit card, credit card, or confirmed bank account | Debit card or confirmed bank account |
| Purchase Protection3 | Included | Included |
| Late fees | None | None |
| Sign-up Fees | None | None |
| Autopay available | Automatically enrolled at time of purchase | Optionally enroll in autopay at time of purchase or any time after |
Then select Pay Later before picking a payment option.
Choose the installment plan that works for you.
Do it securely in the app or online with the ease of autopay.
Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.
Scan the code or enter your number to get the app.
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