What are the daily spending limits, and ATM and over-the-counter withdrawal limits of the PayPal Debit Card?

The PayPal Debit Card has a daily spending limit of $3,000 USD, a daily ATM withdrawal limit of $400 USD, and a daily over-the-counter withdrawal limit of $5,000 USD.

Here's how to check your daily limits on the PayPal website:

  1. Go to your Home page and click PayPal Debit Card under the balance.
  2. Click Manage.
  3. You can see the information under Daily limits.

Here's how to check your daily limits on the app:

  1. Tap Accounts.
  2. Select PayPal Balance.
  3. Tap PayPal Debit Card.
  4. Tap Manage card.
  5. Scroll down to the section called Daily limits

Note that the Daily limits sections display the standard limits noted above. They are not dynamically updated to reflect your daily activity. 

Over the counter cash withdrawals can be done at any participating Mastercard member bank, credit union or financial institution. Consult with the institution to confirm participation.

The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.

PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions.

ATMs must display the Mastercard®, Cirrus®, Pulse® or MoneyPass® acceptable marks. Up to $400.00 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMs have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. International Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See Cardholder Agreement for details.

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