Small-to-Medium Business

PayPal pricing

Add the value of PayPal to your business—with no hidden fees and no monthly commitment.

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Popular payment methods available only from PayPal

Provide a simple, convenient, and trustworthy payment experience familiar to our 400+ million customers worldwide.
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Accept online payments using PayPal

Let your customers use the PayPal payment options they prefer—and Seller Protection can help your business avoid chargebacks, reversals, and fees.1

PayPalPaylaterPayPal with RewardsVenmoCheck out with Crypto

PayPal Payments transaction fee*

3.49%

+$0.49

per transaction


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Consumers are nearly 3 times more likely to complete their purchase when PayPal is available at checkout.2

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Merchants have seen a 28% increase in conversion when PayPal is selected.2

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19% increase in unplanned purchases when PayPal is an option.3

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Merchants who display PayPal have seen a 13% increase in repeat purchases and higher average orders.2

Take in-person payments with your QR code

Avoid handling cash or cards by offering convenient contactless payment via your PayPal or Venmo QR code.

PayPal QR CodeVenmo QR Code

PayPal QR code payments fee for transactions above $10.00*

1.9%

+$0.10

per transaction


Credit and
debit card payments

Accept most major credit and debit card brands from across the globe with one of the world’s most trusted companies.
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Accept cards online

Our credit and debit card processing makes it simple and affordable for your business to accept payments online.

Includes the following payment methods:

MastercardMaestroDiscoverVisajcbamex logo

Online credit and debit
card transaction fee*

2.59%

+$0.49

per transaction


Take card payments in person

Whether you’re doing business in your store or on-the-go, PayPal makes it convenient to accept payments.

Includes the following payment methods:

MastercardMaestroDiscoverVisajcbamex logoApple PayGoogle Pay

In-person credit and debit card transaction fee*

2.29%

+$0.09

per transaction


The one stop solution with more payment options

Transparent pricing with no monthly commitment. Here’s what’s included:

Manage risk

PayPal can help make the way you do business more secure.

  • Reliable security
    • Powerful fraud protection
    • Data-security (PCI) compliance coverage
  • Seller Protection for merchants on eligible transactions1
  • Chargeback Protection4
  • Dispute management

More payment options

Accept the most popular payment methods your customers use.

  • Global payment with single integration
    • 200+ markets
    • 100+ different currencies
  • Debit and credit cards
  • Payment methods available only from PayPal
  • Instant Transfer (Fees apply)
  • Payment links for getting paid remotely

Trust in PayPal

Do business backed by a company you and your customers can trust.

  • Used by over 400 million customers worldwide
  • Over 20 years experience helping businesses
  • 69% of PayPal users report they are more likely to trust a retail website that offers payment through PayPal5

Valuable resources for modern business

Add a range of resources such as chargebacks, instant transfer, a user-friendly dashboard, and more to your business toolbox.

Read more in our
Business Resource Center

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Choosing a payment processing company: common mistakes

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10 questions for a payment processor

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Get started with your Business account today or connect with a sales expert to learn more

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1 Available on eligible purchases. Limits apply.

2 Nielsen, Commissioned by PayPal, A Study to understand and measure the impact that PayPal has for US-based LE merchants across different verticals ​(e.g., health & beauty, travel, fashion) by Nielsen Behavioural Panel of desktop transactions from 15,144 US consumers between July 2020 to September 2020.

3 Nielsen Online Survey Commissioned by PayPal, June 2020 of 2,801 US consumers including at least 200 PayPal transactions and 200 non-PayPal transactions in each vertical.

4 Available on eligible purchases. Limits apply.

5 An Online Study Commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among PayPal users, n=682)

* Fees are subject to change.

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