PayPal+
The rewards programme that changes everything
PayPal+ is built to give you more points in more ways. Use them just about anywhere you shop online. And it’s all for free with no fees or caps. Get started in the app.

The safe way to pay is now more rewarding
Earn
Turn your pounds into points when you spend with PayPal. And link your favourite rewards card to PayPal and earn PayPal+ points on top.
Redeem
Your favourite shops. Your go-to brands. Around the world. If they've got PayPal checkout, you're good to go.
Join for free
No fees. No catches. No limits. Just points, for everything that counts.
How it works
With PayPal+ you can earn points when you spend with PayPal both online and in shops, when you send money abroad², and more.
Sign up for free
PayPal+ is free for anyone with a PayPal account. Join in the app. No annual fees. No gotchas. No reason not to join.
Earn points
Earn a point per every £10 spent at PayPal checkout. Or use the PayPal Debit Card³ and earn 10x the points. Even get points when you send money abroad.
Redeem points
Your points have real value at PayPal checkout. 1,000 points is worth £10 off.
The more you do,
the better it gets
You start in the Blue tier and as your points add up, you unlock Gold and Black tiers that recognise your loyalty with even bigger rewards.
Blue tier
You start
at Blue
Earning on everything that counts, online and now in stores. And accessing amazing offers and ways to earn while adding up points you can use just about anywhere. If they’ve got PayPal checkout, you’re good to go. Learn more.
Gold tier
Your loyalty is starting to shine
Gold steps it up, unlocking access to next-level perks, amazing offers, and even more benefits, including up to £270 a year in spending credits. Every day should be this rewarding. Learn more.
Black tier
The best of PayPal+ is yours
You went all in with us, so we’re all in with you. Enjoy premium perks and offers, plus up to £440 a year in spending credits. And you’ll get the maximum amount of points at checkout. You’ve earned your place at the top. Now enjoy top-tier rewards. Learn more.
Level up your rewards
Compare each tier to see how your loyalty translates into real value, starting with your very first point.
Compare the benefits
Blue | Gold | Black | |
|---|---|---|---|
Tier threshold | Welcome tier | Starts at 25,000 points | Starts at 50,000 points |
Annual Value (see help centre for more details) | — | Up to £270 in spending credits | Up to £440 in spending credits |
Points earning | • Online payments • In-store payments • Sending money abroad • Limited time PayPal offers | • Online payments • In-store payments • Sending money abroad • Limited time PayPal offers | • Online payments • In-store payments • Sending money abroad • Limited time PayPal offers |
Points redemption in PayPal checkout | 1,000 points are worth £10 off | 1,000 points are worth £12 off (or £15 off for grocery, dining, and food delivery merchants) | 1,000 points are worth £13 off (or £15 off for grocery, dining, and food delivery merchants) |
Checkout Fridays on the first Friday of every month | — | Earn 1,000 points when you spend over £10 at PayPal checkout (up to 12,000 points a year). | Earn 2,000 points when you spend over £10 at PayPal checkout (up to 24,000 points a year). |
Subscription Cashback | — | Up to £12.50 cashback /month (£150/year) | Up to £16.66 cashback/month (£200/year) |
Expert customer service on PayPal purchases | — | — | A dedicated team will answer your questions via call or chat. |
Want even more?
The PayPal Debit Card is your simple way to get even more from your everyday spending. Every £1 you spend online or in stores is a point. Pay anywhere Mastercard is accepted.
What’s the point of points if you can’t redeem them?
Your favourite shops. At millions of places online. If they've got PayPal checkout, you're good to go. And those points have real value: for example, PayPal+ turns 1,000 points into £10 off.