Financial services

Power your business at every turn

Take your business to the next level with tools that unlock flexible funding and help boost your spending power.

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PayPal Open tools for now and what’s next

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Keep your business moving

Apply for a cash advance and card in minutes and get quick decisions to help fuel your next move.

Optimise your cash flow

Make the most of your daily business expenses with cashback on eligible purchases.2 And easily manage your short- and long-term capital needs.

Scale your business confidently

Tap into financial solutions that grow with you. From first funding to future growth, we’re ready when you are.

95 %
95 %
of PayPal Working Capital customers are satisfied with their experience3
2.5B
2.5B
In 10 years, over £2.5 billion in PayPal Working Capital funding has been made available to UK businesses4
97 %
97 %
of surveyed borrowers said they would borrow again5

Business funding made easy

Unlock your next opportunity and enjoy flexible repayments based on your PayPal sales.6

  • Initial cash advances up to £160k

  • Fast and easy online application

  • Apply and get funded in minutes, if approved

Explore PayPal Working Capital

Fast access

to cashback

Get quick access to your available PayPal funds7 and earn cashback on eligible purchases wherever you use your card.

  • Earn 0.5% cashback on eligible purchases2

  • Get your digital card in minutes, if approved

  • Pay anywhere Mastercard® is accepted

Explore PayPal Business Debit Card
To be considered for a PayPal Business Debit Mastercard®, a customer must have a UK PayPal Business account. Sign up for free.
PayPal Open

One platform

for all business

Get paid. Get growing. Get ahead.

Do more with the platform designed to power commerce.

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