PayPal Cashback

Now get

3% cashback¹

this summer

From July to September choose a category each month. Check out with PayPal, your trusted way to pay, and get cashback on eligible purchases when you pay now, pay later, or over time. You can earn up to £15 a month.

Choose Category
Cashback: Promotion consists of three monthly offer periods and runs from 1 July 2025 to 30 September 2025. To earn cashback in each month you must activate the offer and select a category within the PayPal app. Offer only applies to purchases made in that month and after activation. Max £15 cashback per month. T&Cs apply.
PayPal Credit & Pay in 3 subject to status. 18+. PayPal Credit: Representative 23.9% APR (variable). Pay in 3 is unregulated credit. Consider if affordable and impact on other borrowing. Eligible purchases via PayPal online checkout only.

Get even more cashback

From July to September, you can earn even more cashback on eligible purchases with selected merchants. Just activate the offer in the PayPal app, shop as usual and check out with PayPal within 7 days of activation. The cashback will be added to your PayPal balance within 30 days. Max cashback varies per offer. See individual offer for details. Terms apply.²

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Link cards and bank accounts

Link cards and bank accounts to easily track spending no matter how you pay.

Add Cards

Pay now or pay over time.

Plan. Buy. Pay in 3.

Pay the way that works for you. Split your purchases into 3 interest-free payments with no fees, nearly everywhere you see PayPal.3

Learn About Pay in 3
Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. You may find our Spend Smarter Guide helpful.

Get 0% interest for 4 months

Shop with PayPal Credit's digital, reusable credit line and get 0% interest over 4 months every time you spend £99 or more.

Apply for PayPal Credit
Subject to status. T&Cs apply. PayPal Credit is a regulated credit product. It gives you a credit limit which can be used for promotional offers. During the 4 months’ offer period you must make your minimum monthly payment or your 0% offer may be removed. Any remaining balance due after the offer period or any transactions under £99 will be charged interest at your standard variable rate.

Representative Example

Representative Example
Representative Purchase interest rate Assumed credit limit
23.9 %
APR (variable)
23.9 %
p.a. (variable)
£1,200

Representative

23.9 %
APR (variable)

Purchase interest rate

23.9 %
p.a. (variable)

Assumed credit limit

£1,200
Your actual interest rate and credit limit may vary depending on your individual circumstances.
Subject to status. T&Cs apply. UK residents only.

Frequently asked questions

Have more questions?

Find the answers you’re looking for in our Offers FAQ Page

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app.

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1
Promotion period runs from 1 July 2025 to 30 September 2025 and promotion consists of three individual monthly offers. To participate in any monthly offer of the promotion, the cashback offer for that calendar month must be activated and accepted in the PayPal app during that calendar month. You must select a category each month in order to participate and earn cashback. For offers activated in any calendar month of the promotion, cashback will only be earned on purchases made during that calendar month and after activation of that month’s offer, and is capped at 15GBP per month. Terms and exclusions apply.
2
To participate, activate the offer in the PayPal app and use within 7 days of activation to earn cashback on eligible purchases, Valid on one transaction only. Max cashback varies per offer. See individual offer for details. Terms & exclusions apply.
3
Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. See product terms for more details.
All screen images shown are for illustrative purposes only.