PayPal Merchant Fees

When you sell with us, you can get some of the most competitive rates in the business.

Last Updated: 28, March 2024

You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’.

Domestic

A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.

International

A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table.

For India users, we only support international payments.

Market Code Table

We may refer to two-letter market codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table.

Relevant Market/Region

Rates published below apply to PayPal accounts of residents of the following market/region:

Market/Region list

India (IN)

Commercial Transaction Rates

When you buy or sell goods or services, make any other commercial type of transaction, send or receive a payment using PayPal, we call that a “commercial transaction”.

Receiving international transactions

Fee Table: Receiving international transactions

Where sender’s market/region is

Rate

Outside of India (IN)

4.40% + Fixed Fee

Fixed fee for commercial transactions (based on currency received)

Fee Table: Fixed fee for commercial transactions (based on currency received)

Currency

Fee

Australian dollar

0.30 AUD

Brazilian real

0.60 BRL

Canadian dollar

0.30 CAD

Czech koruna

10.00 CZK

Danish krone

2.60 DKK

Euro

0.35 EUR

Hong Kong dollar

2.35 HKD

Hungarian forint

90.00 HUF

Indian Rupee

3.00 INR

Israeli new shekel

1.20 ILS

Japanese yen

40.00 JPY

Malaysian ringgit

2.00 MYR

Mexican peso

4.00 MXN

Fee Table: Fixed fee for commercial transactions (based on currency received)

Currency

Fee

New Taiwan dollar

10.00 TWD

New Zealand dollar

0.45 NZD

Norwegian krone

2.80 NOK

Philippine peso

15.00 PHP

Polish zloty

1.35 PLN

Russian ruble

10.00 RUB

Singapore dollar

0.50 SGD

Swedish krona

3.25 SEK

Swiss franc

0.55 CHF

Thai baht

11.00 THB

UK pounds sterling

0.20 GBP

US dollar

0.30 USD

Alternative Payment Method Rates

We may allow your customers to choose any of the alternative payment methods (APM) listed in our APM agreement at checkout to pay you for purchases.

For a complete listing of the APMs we support, please see Annex 1 of your market’s APM agreement. You must accept the terms of your market’s APM agreement before receiving APM payments.

Our Commercial Transaction Rates apply when you receive APM funded payments.

Micropayments

Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for businesses that process small payments. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your PayPal account. Please contact us to apply for the Micropayment rate.

Receiving micropayments

Fee Table: Receiving micropayments

Transaction

Rate

International micropayments

6.00% + micropayments fixed fee

Micropayments fixed fee

Based on payment currency:

Fee Table: Micropayments fixed fee

Currency

Fee

Australian dollar

0.05 AUD

Brazilian real

0.10 BRL

Canadian dollar

0.05 CAD

Czech koruna

1.67 CZK

Danish krone

0.43 DKK

Euro

0.05 EUR

Hong Kong dollar

0.39 HKD

Hungarian forint

15.00 HUF

Indian Rupee

0.25 INR

Israeli new shekel

0.20 ILS

Japanese yen

7.00 JPY

Malaysian ringgit

0.20 MYR

Mexican peso

0.55 MXN

Fee Table: Micropayments fixed fee

Currency

Fee

New Taiwan dollar

2.00 TWD

New Zealand dollar

0.08 NZD

Norwegian krone

0.47 NOK

Philippine peso

2.50 PHP

Polish zloty

0.23 PLN

Russian ruble

2.00 RUB

Singapore dollar

0.08 SGD

Swedish krona

0.54 SEK

Swiss franc

0.09 CHF

Thai baht

1.80 THB

UK pounds sterling

0.05 GBP

US dollar

0.05 USD

Dispute Fees

We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.

Dispute fees will be applied in the currency of the original transaction.

Standard Dispute Fees

Fee Table: Standard Dispute Fees

Currency

Fee

Australian dollar

12.00 AUD

Brazilian real

35.00 BRL

Canadian dollar

10.00 CAD

Czech koruna

185.00 CZK

Danish krone

55.00 DKK

Euro

7.00 EUR

Hong Kong dollar

65.00 HKD

Hungarian forint

2450.00 HUF

Indian Rupee

580.00 INR

Israeli new shekel

30.00 ILS

Japanese yen

870.00 JPY

Malaysian ringgit

35.00 MYR

Mexican peso

160.00 MXN

Fee Table: Standard Dispute Fees

Currency

Fee

New Taiwan dollar

250.00 TWD

New Zealand dollar

13.00 NZD

Norwegian krone

75.00 NOK

Philippine peso

405.00 PHP

Polish zloty

30.00 PLN

Russian ruble

600.00 RUB

Singapore dollar

11.00 SGD

Swedish krona

75.00 SEK

Swiss franc

8.00 CHF

Thai baht

250.00 THB

UK pounds sterling

6.00 GBP

US dollar

8.00 USD

High Volume Dispute Fees

Fee Table: High Volume Dispute Fees

Currency

Fee

Australian dollar

24.00 AUD

Brazilian real

70.00 BRL

Canadian dollar

20.00 CAD

Czech koruna

370.00 CZK

Danish krone

110.00 DKK

Euro

14.00 EUR

Hong Kong dollar

130.00 HKD

Hungarian forint

4900.00 HUF

Indian Rupee

1160.00 INR

Israeli new shekel

60.00 ILS

Japanese yen

1740.00 JPY

Malaysian ringgit

70.00 MYR

Mexican peso

320.00 MXN

Fee Table: High Volume Dispute Fees

Currency

Fee

New Taiwan dollar

500.00 TWD

New Zealand dollar

26.00 NZD

Norwegian krone

150.00 NOK

Philippine peso

810.00 PHP

Polish zloty

60.00 PLN

Russian ruble

1200.00 RUB

Singapore dollar

22.00 SGD

Swedish krona

150.00 SEK

Swiss franc

16.00 CHF

Thai baht

500.00 THB

UK pounds sterling

12.00 GBP

US dollar

16.00 USD

Currency Conversions

For information about how we convert currency, please see the user agreement.

The transaction exchange rate used for your currency conversion includes a fee which we charge above the base exchange rate. The fee depends on the type of currency conversion, as follows:

Converting balance and payments received into another currency

Fee Table: Converting balance and payments received into another currency

Rate

3.0% above the base exchange rate (to form the transaction exchange rate)

Conversions in all other cases

Rates for all currency conversions:

Fee Table: Conversions in all other cases

Currency

Rate above the base exchange rate (to form the transaction exchange rate)

Currency

Rate above the base exchange rate (to form the transaction exchange rate)

Australian dollar (AUD)

4.00%

New Taiwan dollar (TWD)

4.00%

Brazilian real (BRL)

4.00%

New Zealand dollar (NZD)

4.00%

Canadian dollar (CAD)

4.00%

Norwegian krone (NOK)

4.00%

Czech koruna (CZK)

4.00%

Philippine peso (PHP)

4.00%

Danish krone (DKK)

4.00%

Polish zloty (PLN)

4.00%

Euro (EUR)

4.00%

Russian ruble (RUB)

4.00%

Hong Kong dollar (HKD)

4.00%

Singapore dollar (SGD)

4.00%

Hungarian forint (HUF)

4.00%

Swedish krona (SEK)

4.00%

Indian Rupee (INR)

4.00%

Swiss franc (CHF)

4.00%

Israeli new shekel (ILS)

4.00%

Thai baht (THB)

4.00%

Japanese yen (JPY)

4.00%

UK pounds sterling (GBP)

4.00%

Malaysian ringgit (MYR)

4.00%

US dollar (USD)

4.00%

Mexican peso (MXN)

4.00%

Withdrawals Out of PayPal

You can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account or eligible cards. A currency conversion (and currency conversion fees) may also apply.

Withdrawing a balance from a business PayPal account

Fee Table: Withdrawing a balance from a business PayPal account

Withdrawal/Transfer to

Withdrawal/Transfer Type

Rate

Bank account

Standard

No Fee (when no currency conversion is involved)

Other Merchant Fees

Included below are fees associated with events, requests, or actions that may happen when you use your account.

Other Fees

Fee Table: Other Fees

Activity

Description

Rate

Bank Return on Withdrawal/Transfer out of PayPal

This fee is charged when a withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided.

250.00

Commercial Transaction Refunds

Full Refunds

  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.

Partial Refunds

  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.