Buy now and Pay in 3

Plan. Buy. Pay in 3.

Time and flexibility are on your side. Manage your budget and break the interest-free payments up over 2 months.

Pay in 3 overlay

Flexibility to pay the way that works for you.

No late fees

With Pay in 3, there's no interest, no late fees or setup fees.1

Widely available

Shop at your favourite brands and enjoy paying later.

Quick decision

You won’t have to wait long to see if you’re approved.

Backed by PayPal

Your eligible purchases are covered by the same security and Buyer Protection you already enjoy from PayPal.2

Get to know Pay in 3

It’s effortless to manage your plans.

Make the first payment at the time of purchase and make two more payments on the same date each month. Split your purchases of between £30 and £2,000 into 3 interest-free payments without late fees.1

Get to know Pay in 3
Pay in 31
Purchase amount £30-£2000
Number of payments 3 interest-free payments
Time between payments First payment is made at the point of eligible purchase with the next two payments made automatically on the same date over two months.
Repayment method​ Debit card, or confirmed bank account
Buyer Protection2 Included on eligible purchases
Sign-up and late fees None

Plan. Buy. Pay in 3.

Choose PayPal at checkout

then select Pay in 3.

Get a quick decision

and if approved, make your first payment today.

Make two more payments automatically

on the same date, each month.

Frequently asked questions

All

in the

PayPal

app.

Easily and securely send, receive, and manage your payments—all in one place. Download the app on your phone or sign up for free online.