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How PayPal works
Your PayPal journey starts here
Join millions of people who trust PayPal to send, spend and donate money quickly and securely.
PayPal helps
simplify your life
Create your account
Start with your email and phone number. Then create a password. We’ll walk you through it.
Link your cards and bank account
Securely store all your preferred ways to pay—from debit and credit cards to your bank accounts.
Make sure you’ve got the app
Pay, send, and get paid fast. Pay now or pay later—all from one account.1
Check out with more choices
Load your PayPal app with your cards and banks, and skip entering your info every time you pay.
Need some extra time? Choose Pay in 4.2
Pay it safe with built-in security
Count on peace of mind when you make payments. Your transactions are encrypted.
Frequently asked questions
All
in the
PayPal
app
Easily and securely send, receive and manage your payments—all in one place.
Download the app on your phone.