Do I need to have money in my PayPal account to use PayPal? 

You can use either your PayPal account balance or a debit or credit card to complete your purchases of products or services. 

If you have a balance in your PayPal account, you can choose to use that amount to make payments. When you check out, you will see the option to pay with your available balance or to link a valid credit or debit card to your PayPal account so that the money can be withdrawn directly from the card, and you can then make purchases of products or services with the credit or debit card.

We’ll send you a receipt every time you make a payment from your bank account, giving you an easy way to track your spending.